Debt Risk Management
When the economy is brisk, profits are healthy and surplus funds are on hand, many creditors want to extend you financing. You may even elect to concentrate all your dealings with one institution for the sake of convenience. Unfortunately, when times are leaner and the extra money might then be useful, offers dry up and existing facilities could be at risk. Credit source diversification is a sound strategy. By spreading your borrowing requirements amongst various creditors, you exercise greater control over your capital lifelines. What makes one creditor nervous, such as a weak financial report, may not perturb another with a different investment philosophy; you can isolate against domino effects. Match your current and term facility requirements against the right lenders. Let us show you how. |